Tide is redefining what the yachting world can expect from an insurance provider.
We use technology to enhance our customer service: from quotes to claims and everything in between.

Everything flows with Tide

With decades of experience in marine insurance and technology, Tide Insurance’s founders knew there was a better way to provide insurance for the yacht sector – using tech and data to deliver faster, clearer outcomes while never losing sight of the human touch.

This means:

  • Quotes flow into the hands of brokers in minutes, not days.
  • Brokers can respond to their clients’ needs, at all stages of the policy lifecycle and in transformed speed.
  • Knowledge flows to clients via transparent policies.
  • Outcomes flow smoothly thanks to best-in-class claims handling.

Reducing risk, adding value

Delivering exceptional yacht insurance products is only the beginning. In all areas of insurance, the majority of policyholders are fortunate enough to never have to claim. If they do, we aim to provide best-in-class claims resolution. And, for all policyholders, our suite of risk management services adds value and facilitates increased confidence and security both in port or at sea.

Freeing up time with smart data

Advanced technology and smart data drive faster, more efficient processes at every step – from quotes to claims.

Tide Insurance’s streamlined approach not only saves clients time, allowing them to spend more moments enjoying their yachts, but it also frees time for insurance brokers to deliver an enhanced, personalised service.

Our Values

Technology at the core

We harness the power of technology and data to deliver rapid pricing, provide insights into effective risk management and a smoother claims settlement process for customers.

Ensuring a human touch

Our expert yacht insurance service is proud to be backed by people. When there are issues or questions, our dedicated team is on hand 24 hours a day, 7 days a week, 365 days a year to support our policyholders and partner brokers.

Innovative products

Our products are designed to perfectly balance the needs of both customers and insurers, ensuring tailored coverage for any eventuality.

Benefiting capacity providers

With Tide Insurance, capacity providers are able to access data and analytics in real-time, leveraging results for a better underwriting performance.

Boosting insurance brokers

Tide Insurance offers yacht insurance brokers an end-to-end digital journey and access to portfolio KPIs, keeping them in control of the policy lifecycle from quoting to renewal.

Providing power to policyholders

Policyholders benefit from Tide Insurance’s comprehensive coverage, informed risk assessment, and access to selected global partners.

Who We Are

Ian Hoy

Managing Director

As a founder of Tide, Ian brings with him over 20 years of experience in the insurance...

Andy Childs

Chief Technology Officer

Tide co-founder Andy has over 15 years of experience in developing and delivering technology...

Ajit Atwal

Underwriting & Operations Director

Ajit Atwal brings over a decade of experience in the insurance industry, specialising...

Julia Vitolo

Head of Claims

Originally from Italy, Julia is a qualified professional with a double legal background....

George Ayliffe

Junior Underwriter

George joins the Tide team fresh out of Manchester University, where he studied Economics...

Tide offers a unique approach unifying insurance industry expertise, a passion for yachts, and data and technology to provide leading yacht insurance solutions.

We are highly service oriented. Our team takes great pride in helping yacht owners enjoy their beautiful boats with full satisfaction.